It’s not just about buying a house—it's about lighting your way home.

Looking for the best Scottsdale mortgage lender to help you achieve your homeownership dreams? At Luminate Bank, our team in Arizona specializes in Arizona home loans and home loans in Scottsdale, AZ, yet we proudly lend nationwide. With expert guidance from start to finish, we’re here to ensure the mortgage process is smooth, transparent, and stress-free, no matter where you call home.

Sean La Rue Headshot

Hi, I'm Sean!

As a Scottsdale mortgage expert, I believe getting a home loan should be as easy as flipping on a light switch—no confusion, no stress. While I’m based in Scottsdale, AZ, I work with homebuyers across the country, helping them secure the right mortgage with expert guidance every step of the way.



With years of experience as a top mortgage lender in Arizona and beyond, I take pride in making the mortgage process seamless, ensuring that your loan fits your financial goals—whether you're purchasing in Scottsdale, Phoenix, or anywhere in the U.S. Let’s make your homeownership dreams a reality!

>> Our Products

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Conventional Loans

A great choice for many buyers, conventional loans offer flexibility in property types, loan terms, and fees—ideal for those seeking a customizable mortgage solutions.

FHA Loans

FHA loans make homeownership more accessible with lower credit and down payment requirements. Whether you're in Arizona or another state, an FHA loan could be the key to your new home.

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VA Loans

As a trusted Scottsdale mortgage lender, I proudly help veterans and active-duty military members access VA loans, which offer competitive rates and no down payment—available across the country.

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USDA Loans

If you're looking to buy in a rural area, USDA loans provide affordable financing with no down payment. This option is perfect for buyers looking for Arizona home loans and beyond.

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“I had an excellent experience working with Luminate. They were professional, responsive, and made the entire process smooth and stress-free.”

Qaiser

“The whole Luminate team really pushed through when we needed to get things done on a timeline. I was really impressed!.”

Evan

“Luminate is knowledgeable, kind, quick to respond to any question we had and was a great partner in the process.”

Joan

WE BELIEVE.

The home loan process doesn't have to be scary. Our team is here to help!